Guide to buying the perfect engagement ring

Choosing a ring is one of the most important decisions when planning a proposal. While we know it shouldn’t dictate their answer, the right engagement ring can make the moment even more special and ensure your partner truly cherishes it. 

Here are some tips to help you find the ideal ring for when you pop the question. 

1. Understanding the four Cs: Cut, clarity, color, and carat weight

The four Cs are the fundamental factors that can determine a diamond’s quality and price. Understanding each of them can help you pick the right one for your significant other. 

• Cut refers to how well the facets interact with light.
• Clarity measures the presence of inclusions or blemishes within the diamond.
• Color assesses how colorless it is, with a range from D (colorless) to Z (light yellow or brown).
• Carat weight refers to the size, as larger ones are usually rarer and more expensive.

2. Choosing the correct style and setting 

Thinking about your partner’s personality and lifestyle is a great way to find the right one. Classic choices like the solitaire setting are timeless and elegant, while vintage-inspired rings offer more intricate designs. 

Modern options like minimalist bands and colored gemstone accents also have beautiful looks. Personal and unique touches can make the jewelry extra special, with mixed metals and non-traditional center stones like sapphires being great options.

Be sure to think about your partner’s daily activities too. A simple and durable design could be the way to their heart if they live an active lifestyle.

3. Deciding between natural and lab-grown diamonds

Lab-grown diamonds have seen a surge in popularity, especially for buyers looking for an ethical and budget-friendly option. These diamonds are chemically and physically identical to natural ones but typically cost about one-tenth of the price. This makes them a great option if you’re looking for a stunning rock, without breaking the bank.

However, if tradition or resale value is important to you, natural diamonds may still be your preferred choice. While the differences in appearance are minimal, they tend to hold their value better over time compared to artificial ones. 

4. Setting a budget

There’s a persistent myth that you must spend three months’ salary on an engagement ring, but this is outdated advice. 

On average, couples in the U.S. spend around $6,500 on an engagement ring. However, this can vary widely depending on the location, as the cost of living differs across the country.

Instead, focus on what you can afford while still finding one your partner will love. Remaining in a good financial position is essential because you may need to start paying for the wedding soon after.